CardFlex Financial Services, the expert provider in prepaid solutions is committed to continue to be the market leaders in the Prepaid industry and Prepaid card markets with our on-going dedication to develop, sell and manage unique prepaid ATM and MasterCard Signature Card products that serve the millions of “under banked” employees in the United States.

 

We strive for the upmost excellence in service and in doing so we have partnered with the following providers to ensure quality of service:

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Green Dot Corporation is a leading provider of retail-based financial services for America's underserved community. The company offers consumers a comprehensive portfolio of financial products and services through tens of thousands of leading retailers nationwide. The Green Dot MoneyPakTM is a consumer to business "C2B" cash processing gateway that provides a convenient and efficient way for consumers to load cash to prepaid cards, use cash to pay bills, and add cash to a variety of accounts. Green Dot is headquartered in the greater Los Angeles area.

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PDNB’s Electronic Banking Solutions is a division of Palm Desert National Bank. Established in 1981, Palm Desert National Bank is a nationally chartered financial institution with branches located in Southern California. The Electronic Banking Solutions division, EBS, was established in 1994 with the placement of our first series of off-premise ATMs, and quickly became a major supplier to the fledgling ATM industry, offering Vault Cash, Terminal Management Services, Network Sponsorship and ACH Origination. In 1998 PDNB expanded its product offering and entered the stored value prepaid card arena where our status as a nationally chartered financial institution allows us to issue cards in all 50 states. PDNB also sponsors a select group of Merchant Acquirers. To date PDNB has sponsored more than 1 million cards into the Stored Value Prepaid Card market and leads the Self Service industry, providing and managing close to $1,000,000,000 in Vault Cash to over 20,000 ATMs and Advanced Function Kiosks throughout the nation. Our client list includes the industry’s largest retailers, ATM/Kiosk and card program deployers.

 

PDNB is a respected leader with a well deserved reputation as an innovator, a history of successful electronic banking programs and a corporate culture committed to our customers and our industry. We provide industry representation to lobby on behalf of our customers within the various Networks and governmental regulatory bodies and take prominent leadership roles in a number of industry organizations such as the ATM Industry Association (ATMIA), Self-Service & Kiosk Association, Electronic Transactions Association (ETA) and Electronic Funds Transfer Association (EFTA).

 

We respect our customers and value our business relationships. We pride ourselves on being an experienced, knowledgeable team of professionals committed to exceeding expectations.

 

Our mission is to be the premier provider of services for the electronic banking industry.